Author Archives: thefinancialjourneyman

About thefinancialjourneyman

Deciding to be free: My Journey toward financial independence

NFL Games: Fun, but Expensive

It is the middle of October.  This is my favorite time of year.  The weather has cooled down some. The fall foliage in North Pocono is panoramic.  Pumpkin flavored everything is available.  If you are a football fan, both the college and the NFL seasons are in full swing. Two weeks ago, I had the opportunity to attend my annual NFL game.  My friend Chris and I went to the Philadelphia Eagles vs the Arizona Cardinals game at Lincoln Financial […]

Emergency Preparation: Be Proactive

Life is unpredictable.  An emergency can occur at any time.  There are some emergencies you cannot prepare for and others that you can.  This post is for Dads, Dollars, Debts who recently lost his house and nearly his life in the Tubb’s fire in California.  The Financial Independence Community has come together to create a chain gang to show our support for him and his family: Anchor: DadsDollarsDebt – Tubb’s Fire – A Sudden Evacuation Anchor Two: Chief Mom Officer […]

Six Month Blog Review

Thank you for taking the time to read about my first 6-months as a personal finance blogger.  I have read that reaching the 6-month point is a major milestone because it is when many bloggers call it quits.  The past 6-months have gone by in a flash.  Creating The Financial Journeyman has been an educational experience.  Other than being a learning experience, it has fun to try to be creative and to watch the blog develop. What I have […]

Blogger Recognition Award

I would like to start by thanking A Journey to FI for nominating me for the Blogger Recognition Award.  The Financial Journeyman is only six months old and this recognition is a big deal to me.  There are many personal finance blogs.  It is easy to get lost in the crowd.  It is an honor to be mentioned among some of the best bloggers in the personal finance space who were also nominated for this award. The Blogger […]

Wearing Success on Your Sleeve

“Wearing success on your sleeve”.  That is an interesting phrase.  My close friend Chris told me a story about when he was a teenager. When he was 16, he had a job working at Burger King.  With his first paycheck, he bought a 14-ct gold bracelet.  When his dad saw the bracelet, he asked Chris why he wanted to “wear his success on his sleeve”.  Chris was just a teenager and wanted to be cool. Chris’s dad is a highly successful […]

I am Frugal, not Cheap

While my wife likes to tell people that I am cheap, I am just frugal.  I don’t like to spend money.  When I must spend it, it is like saying good-bye to a close friend.  Well, that might be a bit dramatic, but it honestly does sting some when we part ways. When I do spend money, I seek out value.  I want the best quality product at the lowest price.  In the past, there […]

How to Invest A Million Dollars

While a million dollars might not have the purchasing power that it once had, it is still a large sum of money.  If you watch professional sports on ESPN, follow entertainment gossip on TMZ, or read Forbes, you are sure to come across stories about the huge salaries that some high-profile people earn.  NFL quarterbacks earn over $25M per year.  Hollywood actors earn over $22M per movie.  The CEO’s of the Fortune 500 earn 600 times more than […]

Schwab 1000 Index Fund (SNXFX)

I recently received a letter from the third-party company that manages one of our 403B Plans.  It was the standard quarterly letter that provides updates on account performance, fees, and if there were any changes to the list of mutual funds available to select from.  Since we generally invest in index funds, I normally just do a quick review of the updates and move on. There was a change mentioned in this letter that grabbed my attention.  A […]

Why I Paid Down My Auto Loan on a Used Car as Fast as Possible

Cars are a necessary expense for most Americans. Unless you are lucky enough to live near a good public transportation system or in a major urban area, you will likely need a vehicle to accomplish tasks of daily living, such as getting to work, buying groceries, or going out to dinner. Buying a car can be expensive, and having a car loan can be a pretty steep financial burden, particularly on top of student loans, […]

The Aldi Experience

The first time I ever visited an Aldi grocery store was when I was 16 years old.  I just passed the exam for my driver’s license.  One Saturday, I wanted to borrow my grandmother’s car to go cruising with my friends.  She agreed to let me borrow the car for a few hours, but I had to work for the privilege to use it. My job was to go to the market for her.  My assignment was not to […]