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Is your goal to reach financial independence?  Do you want to retire early?  If you have an ambitious financial goal, there are many things that you must do correctly.  For example, you need to always be working on improving your ability to earn more money.  You must live below your means.  You must invest wisely in stocks and bonds.  It is also important to take advantage of

2017 is in the books.  2017 was a year to remember.  It was full of surprises.  You never know what is around the corner.  At the start of 2017, creating a blog was not on my list of things to do.  The Financial Journeyman blog is now almost 9 months old.  That is just the result of being present and taking advantage of what life has to

INTRODUCTION As the saying goes, necessity is the mother of invention. The economy of the world is expanding even though it has passed through some turbulent waters since the start of the new century. Business must make progress and innovative business minds will discover how to survive and grow even during times when credit is tight. There are many projects and opportunities out there.  Many are

Do you dream of being debt free?  As long as a person has debt, they are working for someone else.  Unfortunately that someone else is a bank.  The ticket to be debt free is to change how you are managing your finances. Today, debt is as American as apple pie with trillions owed in mortgages, auto loans, and credit cards. Household debt in 2017

It is that time of year again.  The Holidays are upon us.  With the holidays, comes holiday office parties.  Companies like to have these events to celebrate this festive season with its employees.  These events are to be enjoyed, but you also should be on your best behavior.  I have witnessed holiday parties kill many careers.  The purpose of this post is to coach you on

What does it take to reach a $1,000,000 net worth?  In our case, it took a long time, hard work, saving a large percentage of our income, and putting our money to work for us by investing wisely.  Rob from Mustard Seed Money has a great post on how much you have to save each month to reach a $1,000,000 net worth. I initially was

I am going to share a secret with you.  When I am not reading financial blogs, kayak fishing, or following the The Philadelphia Eagles, there is a good chance that I might be watching a play.  My wife and I love the theater.  There is nothing like seeing a live performance on Broadway.  Over the years, we have seen some amazing shows.  Last spring, for my wife’s birthday, we

Should you plan on working until age 70?  This suggestion has been surfacing in the mainstream financial media.  It is perfectly fine to work until age 70 or beyond.  It should not, however, be the age that your retirement planning is based upon. Some people like to work.  It gives them purpose.  Work adds structure to the day.  For many people, it is their identity.  Their

I did not have the opportunity to attend Fincon 2017.  This blog was newly created in April and in all honesty, FinCon was not even on my radar of things to do this year.  After reading the many blog posts about FinCon 2017, I am defiantly going to attend next year’s event in Orlando, Florida.  I was, however, able to attend the New York Personal

I have been thinking about writing this post since I started my blog.  As you will read, Veterans Day might be the most fitting day to publish it.  This post is about my Uncle Xavier.  As the title suggests, Xavier was a veteran, millionaire, and mentor to me.  Below is his story and a little bit about our relationship. Like many members of the Greatest Generation, my Uncle Xavier had