Tag Archives: 401K

Keep Your Hands Off My 401K

This morning, I sent an email to my Congressman.  The Financial Journeyman is not a political blog.  This blog is not right or left-leaning.  In general, I do not oppose or support any political party.  The only time that I will write about politics is when it is related to personal finance. Over the past few weeks, there have been many news reports about Congress wanting to reduce the amount that an employee can contribute […]

Early Retirement Portfolio & Plan

Thank you for reading part-4 in my series on asset allocation.  In my last post, I wrote about our current balanced-growth asset allocation.  That is the asset allocation that we plan on maintaining until we retire in 2028. In this post, I will be considering the future.  This post is about how I foresee our assets being allocated at the time of retirement.  I use the word foresee because it is what I am anticipating.  As I stated in my […]

Financial Independence: A Universal Goal

While reaching early retirement is my goal, it might not be suitable for everyone.  On the other hand, the goal of reaching financial independence should be the focus of everyone during their working years.  Even though most careers seem to drag on forever, the amount of time that we have available to work and save money is truly finite.  Everyone should have the goal of saving enough money to cover at least 25 years of […]