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Buying a house is a major decision.  For most people, it is the largest major financial decision that they will ever make.  There are many aspects to consider when deciding on a house.  Do you want to live in a city, the suburbs, or in a rural area?  Finding your dream house and neighborhood can be a major undertaking. My wife and I have lived in our current house since we were married.  She bought
Until recently, I have never tried travel hacking.  As a member of the financial independence community, I have not looked favorably at credit cards.  I saw them as a way for undisciplined people to spend more than they earn.  In my opinion, I saw them as tools that banks use to hack high fees and interest payments out of people who have fallen victim to materialism. My view on credit was to only borrow when it was a
As the saying goes, there are two guarantees in life.  The first promise is that you will die.  The second promise is that you will pay taxes.  There is also a third guarantee that should be mentioned.  If you are fortunate to live to old age, you are most likely going to need some form of long-term care. When people think of aging, they often fear the type of care that they are most likely going to need at
If you choose to pursue financial independence and an early retirement, you will need to reject many of the popular, preconceived mindsets and behaviors that you’ve been taught about your relationship with money. Over the past two decades, the average age at retirement has been increasing. Studies predict the average age of retirement for Millennials may reach 75 due to the growing costs of rent and prevalence of student loan debt. The good news? You
My blog just celebrated its first birthday.  The Financial Journeyman was launched on April 8, 2017. It is hard to believe that my first year as a personal finance blogger has come and gone.  Time sure does go by quickly when you are having fun and interacting with great people. When I launched this blog, I had very low expectations.  My expectations were low because I never created a blog before.  After I decided to create this blog,